The Pratt Blog

Everything You Need to Know About Buying with Pratt Home Builders: FAQs

October 29, 2025

by Jen Martin

Searching for “home builders near me” can feel overwhelming. If you’re looking for a trusted Tennessee builder with decades of experience in greater Chattanooga, Pratt Home Builders is a smart place to start. We’ve helped thousands of families find “home,” and we’re here to make the process clear and confidence-building from day one. Explore our communities, plans, and available homes at PrattLiving.com.

To help guide you through the process, we’ve answered some of the most common questions about building or buying a new home with Pratt.

How do I tour a model home or any available Pratt homes?

Touring a Pratt home is easy. Call our New Home Consultant at (423) 957-8636 to schedule or browse options at PrattLiving.com and pick a time that works for you. Come walk the plans, see the craftsmanship, and explore design options up close.

Quick links:

What kind of warranty comes with a Pratt home?

When you choose Pratt, you choose peace of mind. Every home is backed by a comprehensive warranty program covering workmanship, systems, and structural components:

  • 1 year – workmanship & materials
  • 2 years – major systems (plumbing, electrical, HVAC)
  • 10 years – structural integrity

That means your investment is protected well beyond move-in. Learn more about our commitment to quality at with Pratt’s Peace of Mind Warranty.

What financing options or preferred lenders does Pratt offer?

Buying a home is one of the biggest financial decisions you will make. We partner with trusted lenders who understand our process and timelines—making your path to closing smoother. From traditional mortgages to construction-to-permanent financing and first-time buyer programs, our team can help you compare options and next steps. Start the conversation today!

How long does it take to build a new Pratt home?

Timelines vary by home design, community, customization, and weather. On average, a new construction home with Pratt takes about 6–8 months from contract to completion. We provide a detailed timeline and regular updates, so you always know what to expect. Get the Pratt Process overview here.

Are there any quick move-in homes available in Chattanooga?

Yes! If you need a shorter timeline, explore our carefully curated quick move-in homes—popular plans, professionally selected finishes, and faster move-in dates. See what’s available now on our AvailableHomes page.

Can I add custom finishes to my new Pratt home?

Absolutely. Through our Design Center, you’ll personalize flooring, cabinetry, countertops, lighting, and more with guidance from our design consultants. Create a home that fits your life and style—start your inspiration journey on our DesignCenter page.

Where does Pratt build in the Chattanooga area?

We build in many of the region’s most sought-after locations, including Ooltewah, Hixson, East Brainerd, and North Georgia. Communities like Magnolia Farms, Bainbridge, and Engel Park are thoughtfully planned with convenience, schools, and outdoor living in mind. Explore community maps, amenities, and available homes on our communities page.

Ready to get started?

Whether you’re building from the ground up or choosing a quick move-in, we’re here to help you every step of the way.

Pro Tips for First-Time Visitors
  • Save your favorite floor plans on PrattLiving.com to compare layouts and features side-by-side.
  • Bring your “must-have” list to your tour—our New Home Consultant can match you to the right plan and homesite.
  • Ask about current incentives and preferred-lender benefits during your visit (details at PrattLiving.com.)

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