Lower Your Monthly Payment on a New Chattanooga Home
Get 2.99% Financing on Select Homes or Up to $25,000 Toward Your New Home
Limited-time offer
Pick the Incentive That Works for You
Quick Move In Homes:
3-2-1 Buydown
Start lower, then lock into a fixed rate for long-term stability. Payments on select homes can start as low as $1,600/month.
Year 1:
- 2.99% Rate
- Lowest Payment
Year 2:
- 3.99% Rate
Years 3–30:
- 4.99% Fixed
- Below Market, Long-Term Rate!
*Offer available on select move-in ready homes only. Preferred lender required. Have questions about qualifying? Call us 423-757-7687
Build Your Home:
Up to $25K in Savings
Lock in one of the best rates In Chattanooga! Offer includes:
- Rate Buydown
- Closing Costs
- Design Upgrades
Not sure where to start? Call us 423-757-7687.
Move In Now or Build Your Perfect Home
Find out which home and incentive is best for you!
Option 1:
Move-In Ready Homes
- Move Quickly
- Lock in Low Rates
- Limited Availability
Option 2:
Build Your Home
- Personalize Your Layout
- Use up to $25K Savings
- More Flexibility
How to Get Started:
Get More Information
Secure One of the Best Rates in Chattanooga Today!
Limited-time Smart Move Event. Offers may change at any time.
or contact our team to get started
Rates based on current market conditions at time of promotion and are subject to change without notice. Must qualify and finance with The Gabe Whitmer Team at FirstBank. Design upgrade credits valid at the Pratt Design Center. Terms subject to change. See New Home Consultants for full details.
Rates based on current market conditions. See New Home Consultants for full details.
Why Chattanooga Buyers Choose Pratt Choice+™ as the Best Deal in Town?
✓ Up to $25,000 in value
✓ One flexible program
✓ Clear, transparent options
✓ Designed for real-life budgets
✓ Built for how people buy homes today
“Pratt has far exceeded my expectations. I purchased one of their townhomes and their professionalism is outstanding!”
– Donna M., Pratt Homeowner
FAQs for Future Homeowners
Availability varies by home type and community. Contact a New Home Consultant for details.
Yes, incentives require use of Pratt Home Builders’ preferred lenders.
Some offers can be combined, speak to our New Home Consultant for all details
or call (423) 719-3415 to get started
Your Best Home-Buying Advantage Starts Here
Pratt Choice+™ gives you flexibility, value, and confidence, all in one simple program.
