Pick the Incentive That Works for You
Quick Move In Homes:
Up to $20k Savings on Select Homes
Choose one of our select move-in ready homes and get up to $20,000 towards:
- Rate Buy Down
- Closing Costs
- Possible Turn Key Options
Build Your Home:
$20,000 Towards Your Choice
Choose how you use:
- Rate Buy Down
- Closing Cost Assistance
- Home Design Upgrades
Not sure where to start? Call us 423-757-7687.
Move In Now or Build Your Perfect Home
Find out which home and incentive is best for you!
Option 1:
Move-In Ready Homes
- Move In Quickly
- Lock in Lower Payment
- Limited Availability
Option 2:
Build Your Home
- Personalize Your Layout
- Use up to $20K Savings
- More Flexibility
How to Get Started:
Get More Information
Secure One of the Best Rates in Chattanooga Today!
Limited-time Spring Advantage Event. Offers may change at any time.
or contact our team to get started
*4.99% based on a qualified buyer with 10% down payment, 740 credit score and acceptable DTI. 30 years fixed rate payment is P&I, taxes and insurance are additional. Must use The Gabe Whitmer Team at FirstBank. Subject to end without notice. Design upgrade credits valid at the Pratt Design Center. Terms subject to change. See New Home Consultants for full details.
**Lock your rate at 5.9% when building a new home with Pratt Home Builders. Based on $450,000 loan amount, credit score of 720 with qualifying DTI. 1% upfront fee collected and refunded at Closing.
Rates based on current market conditions. See New Home Consultants for full details.
Why Chattanooga Buyers Choose Pratt Choice+™ as the Best Deal in Town?
✓ Up to $20,000 in value
✓ One flexible program
✓ Clear, transparent options
✓ Designed for real-life budgets
✓ Built for how people buy homes today
“Pratt has far exceeded my expectations. I purchased one of their townhomes and their professionalism is outstanding!”
– Donna M., Pratt Homeowner
Are You a Hometown Hero?
At Pratt, we’re grateful for the hometown heroes who serve and strengthen our communities every day. As a small thank-you, qualified buyers can receive $3,000 savings because helping you find a place to call home is truly our privilege.
Who’s Eligible?
- Active-duty military, veterans & National Guard
- Nurses, doctors and frontline medical professionals
- Teachers and school staff (K-12)
- Firefighters (career & volunteer)
- Police officers & sheriff’s deputies
$3,000 incentive may be applied toward upgrades, closing costs, or as a discount on the purchase price. Offer available with valid proof of service. Not valid with previously signed contracts. Restrictions may apply. Lender terms and conditions apply to qualify, MUST use Seller selected Lender to qualify. May be combined with up to one other incentive. See a Pratt Home Builders New Home Consultant for full details.
Ready to Claim Your Savings? Get Started Here
FAQs for Future Homeowners
Availability varies by home type and community. Contact a New Home Consultant for details.
Yes, incentives require use of Pratt Home Builders’ preferred lenders.
Some offers can be combined, speak to our New Home Consultant for all details
or call (423) 718-7132 to get started
Your Best Home-Buying Advantage Starts Here
Pratt Choice+™ gives you flexibility, value, and confidence, all in one simple program.
