This September, for a Limited Time Only…
Choose the Opportunity That’s Right for You!
QUICK MOVE-IN READY HOMES
Fixed Rates from 4.99%
Limited time offer! Lock in a great fixed rate on select designer homes that are ready now or nearing completion, so you can move in with confidence. Shop Eligible Homes Now.
Loan based on a maximum amount financed of $500,000. All buyers must have a minimum credit score of 720 and qualify for the loan. FHA loan at 4.99% requires 3.5% downpayment and a maximum loan of $541,287, Conventional Loan at 5.49% requires 10% minimum down payment. FHA loan is a fixed rate for 5 years then adjustable-rate loan for a term of 360mo. Conventional loan is a fixed rate for 7 years then adjustable-rate loan for a term of 360mo Buyer must use the lender selected by the seller. Lender has Fixed rate loans available for 360 mo based on induvial buyer qualifications (rates slightly higher) Valid only on Purchase agreements on select move in ready homes. Full price offers only and no sales contingencies (except finance). This offer is subject to end at any time and may not be combined with ANY other offer except the Hero incentive. Not valid on sales prior to September 1, 2026. Buyer must qualify for the payment.
SEMI-CUSTOM HOMES
$30,000 Design Credit
Limited time offer! Start with one of our 40+ thoughtfully designed floor plans and personalize your home with help from our expert Design Team using your $30,000 Design Credit.*
Pre- Sale homes only. This offer cannot be combined with any other offer except for the Hero incentive. Any unused design credit is forfeited. Not valid on sales prior to September 1, 2026
Choose Your Way Home
Tell us what you’re looking for and a Pratt New Home Consultant will help you explore your best options.
Why Build a New Home with Pratt?
For more than 28 years, Pratt Home Builders has helped over 2,200 homebuyers find and build new homes throughout Greater Chattanooga. As a local, family- owned home builder, we’re committed to quality homes, thoughtfully designed communities and a building experience centered around the people who live here.
Quick Move-In Homes with Special Financing
Under Construction
The Hudson
Homesite 75
440 Winchester Dr, Fort Oglethorpe, GA 30742
$449,000
MLS #:
Under Construction
The Peachtree
Homesite 60
409 Winchester Dr, Fort Oglethorpe, GA 30742
$450,000
MLS #:
Under Construction
The Hawthorne
Homesite 58
435 Winchester Dr, Fort Oglethorpe, GA 30742
$425,000
MLS #:
Under Construction
MLS #:
Available Now
The Ashleigh Bonus
Homesite 18
92-B Founding Way, Lookout Mountain, GA 30750
$425,000
MLS #: 1530468
Under Construction
MLS #:
Under Construction
MLS #:
Under Construction
The Ocoee
Homesite 59
421 Winchester Drive, Fort Oglethorpe, GA 30741
$390,000
MLS #:
Under Construction
The Hudson
Homesite 95
11665 Herons Haven Dr, Soddy Daisy, TN 37379
$540,000
MLS #:
Available Now
The Waverleigh Bonus
Homesite 29
106-C Founding Way, Lookout Mountain, GA 30750
$409,000
MLS #: 1550600
Under Construction
The Lynden
Homesite 77
11428 Herons Haven Dr, Soddy Daisy, TN 37379
$580,000
MLS #:
Under Construction
The Waldens Ridge
Homesite 165
6012 Ridgesong Way, Ooltewah, TN 37363
$485,000
MLS #: 1539393
Available Now
The Ashleigh
Homesite 20
92-D Founding Way, Lookout Mountain, GA 30750
$375,000
MLS #: 1530463
Under Construction
MLS #: 1539452
Available Now
The Lily
Homesite 122
371 Double Play Drive, East Brainerd, TN 37421
$369,000
MLS #: 1529512
Under Construction
MLS #: 1539396
Under Construction
MLS #: 1539395
Available Now
MLS #: 1539994
Available Now
The Ashleigh
Homesite 30
106-D Founding Way, Lookout Mountain, GA 30750
$350,000
MLS #: 1518869
Under Construction
MLS #: 1538014
Under Construction
The Dover Springs
Homesite 48
2973 Discovery Dr. NW, Cleveland, TN 37312
$435,000
MLS #: 1538767
Under Construction
The Riverbirch
Homesite 49
2967 Discovery Dr. NW, Cleveland, TN 37312
$505,000
MLS #: 1538726
Under Construction
MLS #: 1538503
Under Construction
The Peachtree
Homesite 101
2922 Discovery Dr. NW, Cleveland, TN 37312
$510,000
MLS #: 1538725
Under Construction
The Meridian
Homesite 49
11920 Herons Haven Drive, Soddy Daisy, TN 37379
$585,000
MLS #: 1538088
Under Construction
The Quail Run
Homesite 74
418 Winchester Drive, Fort Oglethorpe, GA 30741
$440,000
MLS #: 1537819
Under Construction
MLS #: 1538087
Under Construction
MLS #: 1538015
Under Construction
The Waldens Ridge
Homesite 105
2880 Discovery Dr. NW, Cleveland, TN 37312
$450,000
MLS #: 1538011
Under Construction
MLS #: 1519775
Under Construction
MLS #: 1536585
Under Construction
The Quail Run
Homesite 103
2912 Discovery Dr. NW, Cleveland, TN 37312
$435,000
MLS #: 1536586
Under Construction
MLS #: 1535511
Under Construction
MLS #: 1534663
Under Construction
The Silverton
Homesite 18
196 Winchester Drive, Fort Oglethorpe, GA 30741
$430,000
MLS #: 1534013
Under Construction
The Lily
Homesite 115
402 Double Play Drive, East Brainerd, TN 37421
$398,900
MLS #: 1534007
Under Construction
The Iris
Homesite 114
428 Double Play Drive, East Brainerd, TN 37421
$375,000
MLS #: 1534018
Available Now
The Ashleigh Bonus
Homesite 28
106-B Founding Way, Lookout Mountain, GA 30750
$399,000
MLS #: 1519042
Available Now
MLS #: 1526885
Available Now
The Ashleigh
Homesite 25
92-G Founding Way, Lookout Mountain, GA 30750
$365,000
MLS #: 1530464
Available Now
The Waverleigh Bonus
Homesite 24
92-H Founding Way, Lookout Mountain, GA 30750
$419,000
MLS #: 1530083
Available Now
The Ashleigh Bonus
Homesite 23
92-I Founding Way, Lookout Mountain, GA 30750
$409,000
MLS #: 1530466
Available Now
The Everleigh
Homesite 22
92-J Founding Way, Lookout Mountain, GA 30750
$355,000
MLS #: 1530469
Available Now
MLS #: 1531659
Available Now
MLS #: 1531787
Available Soon
MLS #: 1530880
Under Construction
MLS #: 1532285
Available Now
The Peachtree
Homesite 55
527 Winchester Dr, Fort Oglethorpe, GA 30742
$419,000
MLS #: 1520301
Under Construction
MLS #: 1531294
The Pratt Semi Custom Home Experience
Ready to Get Started?
Our team is here to help you explore your options. Contact a New Home Consultant Today
Explore Communities Where You Can Build
Pool Community
Ridgesong
Ooltewah, TN
From the Mid $400’s • Single Family Homes
With scenic mountain views, beautiful single-family homes, and a strong sense of community near Ooltewah, Ridgesong offers a lifestyle buyers will love.
Top-Rated Schools
Farms at Creekside
Ooltewah, TN
From the Mid 400’s • 3-5 Bedroom Homes
Set at the base of White Oak Mountain, The Farms at Creekside offers scenic views, spacious single-level and two-story homes, top-rated schools, and a peaceful Ooltewah location close to Chattanooga.
Coming Soon
Dallas Station
Hixson, TN
From the Low $400’s • Single Family Homes
Designed for those searching for new homes in Chattanooga TN, Dallas Station offers thoughtfully crafted single level and two story homes with open concept layouts, spacious garages, and the quality finishes you expect from Pratt.
Are You a Hometown Hero?
At Pratt, we’re grateful for the hometown heroes who serve and strengthen our communities every day. As a small thank-you, qualified buyers can receive $3,000 savings because helping you find a place to call home is truly our privilege.
Who’s Eligible?
- Active-duty military, veterans & National Guard
- Nurses, doctors and frontline medical professionals
- Teachers, professors and school staff
- Firefighters (career & volunteer)
- Police officers & sheriff’s deputies
$3,000 incentive may be applied toward upgrades, closing costs, or as a discount on the purchase price. Offer available with valid proof of service. Not valid with previously signed contracts. Restrictions may apply. Lender terms and conditions apply to qualify, MUST use Seller selected Lender to qualify. May be combined with up to one other incentive. See a Pratt Home Builders New Home Consultant for full details.
Ready to Claim Your Savings? Get Started Here
Why Chattanooga Homebuyers Choose Pratt
“Excellent experience! Easy to work with. Bent over backwards to make our experience great. I love our house.”
– Stephen Ruffin
“Amazing staff and top-notch quality homes…its just a winning combination. Highly recommended!”
– Robert Campbell
Choose Your Way Home
Tell us what you’re looking for and a Pratt New Home Consultant will help you explore your best options.
FAQs for Future Residents
We build across the Greater Chattanooga area. Click here for our community map.
Building a new semi-custom home with us usually takes between 8-10 months. *Many variables can decrease or increase these numbers.
When you choose your own community, choose your homesite, choose your floor plan and choose all of your design finishes, this is considered a semi-custom home.
Yes, offer is valid only when working with our Preferred Lender.
