OCTOBER SPECIAL INCENTIVES

October Only:  Up to $30,000 on Select Move-In Ready Homes   or   Up to $20,000 on Semi-Custom Homes    • October Only:  Up to $30,000 on Select Move-In Ready Homes   or   Up to $20,000 on Semi-Custom Homes    •
Award badge for Pratt Home Builders in Chattanooga TN, featuring "Developer of the Year 2025" with a gold center and green border.
Special Incentives2026-10-02T00:47:31+00:00
  • Modern kitchen by Pratt Home Builders in Chattanooga TN, featuring white cabinetry, a large island with seating, and elegant pendant lighting.

More Buying Power. Your Way.

Get up to $30,000 toward a lower rate on select move-in ready homes

A Lower Rate. Without the Wait. Whether you’re ready to move sooner or ready to build a semi-custom home, choose the October incentive that fits you best!

Move Soon → Rate Buy Down
$30,000

on select Quick Move-In Ready Homes

Build New → Save Up to
$20,000

on Your Semi-Custom Home

Blue two-story house with white accents, manicured lawn, flower beds, and a garage. Built by Pratt Home Builders in Chattanooga TN.

This October, for a Limited Time Only…

Choose the Opportunity That’s Right for You!

quick move-in homes

QUICK MOVE-IN READY HOMES

$30,000 Rate Buy Down

Modern suburban home with elegant landscaping, featuring vibrant flowers and a cozy porch. Designed by Pratt Home Builders in Chattanooga, TN.

Limited time offer! Save up to $30,000 on select move-in ready homes. Shop eligible homes now!

Rate buydown INCLUDES Lender Participation. Must use lender selected by Seller. Incentive may be used for rate buy down, closing costs (excluding buyer and lender title), and may also be used for 3/2/1, 2/1 buy downs can be used for a combination of the above. This incentive cannot be combined with any discount, or other incentive except the Hometown Hero incentive. Subject to end without notice.

Green circular logo with white letters "DH" and the phrase "Build Your Dream Home," related to Pratt Home Builders in Chattanooga TN.

SEMI-CUSTOM HOMES

$20,000 Rate Buy Down

Three people review wood samples at a design center, discussing options for Pratt Home Builders in Chattanooga TN.

Limited time offer! Start with one of our 40+ thoughtfully designed floor plans and save up to $20,000 on your semi-custom home!

Rate buydown INCLUDES Lender Participation. Must use lender selected by Seller. Incentive may be used for rate buy down, closing costs (excluding buyer and lender title), and may also be used for 3/2/1, 2/1 buy downs can be used for a combination of the above. This incentive cannot be combined with any discount, or other incentive except the Hometown Hero incentive. Subject to end without notice.

Choose Your Way Home

Tell us what you’re looking for and a Pratt New Home Consultant will help you explore your best options.

    Why Build a New Home with Pratt?

    For more than 28 years, Pratt Home Builders has helped over 2,200 homebuyers find and build new homes throughout Greater Chattanooga. As a local, family- owned home builder, we’re committed to quality homes, thoughtfully designed communities and a building experience centered around the people who live here.

    Locally Owned

    Building in Greater Chattanooga since 1998.

    Luxury Comes Included

    Quality materials and luxury finishes already included in every Pratt home.

    Design Studio Expertise

    Professional guidance to personalize your home with confidence.

    Flexible Floor Plans

    Thoughtfully designed homes with opportunities to tailor spaces to your lifestyle.

    Lifestyle Communities

    Beautiful new home communities throughout Greater Chattanooga.

    In-House Warranty

    A local team that’s here long after closing day.

    Quick Move-In Homes with Special Financing
    The Pratt Semi Custom Home Experience

    01 | Connect

    Choose the community and homesite that fit your lifestyle.

    02 | Discover

    Start with one of our 40+ thoughtfully designed floor plans.

    03 | Personalize

    Personalize your home in our Design Studio with expert guidance.

    04 | Build

    We take it from plans to closing day and beyond.

    05 | Move-in and Enjoy

    Your dream home is now all yours!

    Ready to Get Started?

    Our team is here to help you explore your options. Contact a New Home Consultant Today

    Explore Communities Where You Can Build
    Pool Community
    Modern open-concept kitchen and living room by Pratt Home Builders in Chattanooga TN, featuring white cabinets, marble countertops, and cozy seating.
    Ridgesong
    Ooltewah, TN

    From the Mid $400’s • Single Family Homes

    With scenic mountain views, beautiful single-family homes, and a strong sense of community near Ooltewah, Ridgesong offers a lifestyle buyers will love.

    Top-Rated Schools
    Sign reading "The Farms at Creekside" mounted on a stone pillar, surrounded by lush greenery and flowers; a Pratt Home Builders project in Chattanooga
    Farms at Creekside
    Ooltewah, TN

    From the Mid 400’s • 3-5 Bedroom Homes

    Set at the base of White Oak Mountain, The Farms at Creekside offers scenic views, spacious single-level and two-story homes, top-rated schools, and a peaceful Ooltewah location close to Chattanooga.

    Coming Soon
    Modern home exterior by Pratt Home Builders in Chattanooga TN, features gray siding, a dark blue door, and a white garage with decorative lanterns.
    Dallas Station
    Hixson, TN

    From the Low $400’s • Single Family Homes

    Designed for those searching for new homes in Chattanooga TN, Dallas Station offers thoughtfully crafted single level and two story homes with open concept layouts, spacious garages, and the quality finishes you expect from Pratt.

    Woman walking past a gray house with an American flag in Chattanooga, TN; vibrant autumn decor by Pratt Home Builders.

    Are You a Hometown Hero?

    At Pratt, we’re grateful for the hometown heroes who serve and strengthen our communities every day. As a small thank-you, qualified buyers can receive $3,000 savings because helping you find a place to call home is truly our privilege.

    Who’s Eligible?

    • Active-duty military, veterans & National Guard
    • Nurses, doctors and frontline medical professionals
    • Teachers, professors and school staff
    • Firefighters (career & volunteer)
    • Police officers & sheriff’s deputies

    $3,000 incentive may be applied toward upgrades, closing costs, or as a discount on the purchase price. Offer available with valid proof of service. Not valid with previously signed contracts. Restrictions may apply. Lender terms and conditions apply to qualify, MUST use Seller selected Lender to qualify. May be combined with up to one other incentive. See a Pratt Home Builders New Home Consultant for full details.

    Ready to Claim Your Savings? Get Started Here

      Why Chattanooga Homebuyers Choose Pratt
      Bright, modern living area with white sofas, brown chairs, and elegant decor. Features staircase; by Pratt Home Builders in Chattanooga TN.

      “Excellent experience! Easy to work with. Bent over backwards to make our experience great. I love our house.”

      – Stephen Ruffin

      Aerial view of a suburban neighborhood in Chattanooga, TN, featuring a large community pool built by Pratt Home Builders, surrounded by homes and gree

      “Amazing staff and top-notch quality homes…its just a winning combination. Highly recommended!”

      – Robert Campbell

      Choose Your Way Home

      Tell us what you’re looking for and a Pratt New Home Consultant will help you explore your best options.

        FAQs for Future Residents
        Where does Pratt build new homes around Chattanooga2026-08-28T16:43:12+00:00

        We build across the Greater Chattanooga area. Click here for our community map.

        How long does it take to build a new Pratt home?2026-08-28T16:42:16+00:00

        Building a new semi-custom home with us usually takes between 8-10 months. *Many variables can decrease or increase these numbers.

        What is considered a semi-custom Pratt home?2026-08-28T16:43:49+00:00

        When you choose your own community, choose your homesite, choose your floor plan and choose all of your design finishes, this is considered a semi-custom home.

        Do I have to use a preferred lender to receive the special rate on an eligible home?2026-08-28T16:44:37+00:00

        Yes, offer is valid only when working with our Preferred Lender.

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