Lakeside Homes for Sale in Soddy Daisy TN | The Inlet by Pratt

Are you dreaming of life near the water with the best of nature and convenience at your fingertips? Lakeside homes for sale in Soddy Daisy, TN, are now available at The Inlet, a new community by Pratt Home Builders, offers an exclusive opportunity to own a stunning lakeside homesite in Soddy Daisy, TN – just minutes from Chickamauga Lake and only a short drive to downtown Chattanooga.

Whether you love cycling, boating, fishing, or hiking, The Inlet puts outdoor adventure right outside your door.

Why You’ll Love These Lakeside Homes for Sale in Soddy Daisy TN

Located off Hwy 27, The Inlet offers lakeside homes for sale in Soddy Daisy, TN, where wooded homesites and resort-style amenities come together in a peaceful community setting. This neighborhood is ideal for families, empty nesters, and everyone in between.

Nearby Favorites Include:

  • 🚗 Easy access to Hwy 27

  • 🍤 Steve’s Landing Waterfront Grill

  • ⚓️ Harbor Lights Marina & 🚤 Pine Harbor Marina

  • 🛝 Chester Frost Park – boat ramps, beaches & picnic spots

Click to SEE MORE HERE >>

Homes Designed for Comfort and Lifestyle

At The Inlet, you’ll find thoughtfully crafted one and two-story homes starting in the mid-$400s. Spacious lots accommodate options like three-car garages—perfect for storing a boat or other toys! Homes also feature:

✅ Granite countertops
✅ Hardwood flooring in main areas
✅ Tile in baths and laundry
✅ Welcoming patios
✅ Private, wooded backyards

Plus, enjoy access to community-exclusive amenities:

  • A resort-style pool

  • Cabana & pickleball courts

  • Playgrounds perfect for grandkids


🎉 VIP Buyer Incentives – Limited to Just 8 Early Homesites

We’re offering only 8 VIP opportunities for early access to Phase 4 homesites at The Inlet. As a VIP buyer, you can choose TWO of the following incentives—a total of up to $25,000 in savings:

🎨 Up to $15,000 in Design Studio Credit – Personalize your dream home
💰 Up to $10,000 Toward Rate Buy-Down – Lower your mortgage payments
📝 $10,000 Toward Closing Costs – Save big at the finish line

*Disclaimer: Offer valid for a limited time or to the first 8 homesite sales in Phase 4 at The Inlet, whichever comes first. Buyer may choose two of the following: $15,000 in Design Studio credit, $10,000 toward rate buy down, or $10,000 toward closing costs. Must use a Pratt Home Builders preferred lender if financing. Offer cannot be combined with other promotions and is subject to change without notice. Additional terms and restrictions apply. Previous sales do not apply. See a New Home Specialist for details.


🔑 How to Reserve Your Homesite – It’s Simple!

1️⃣ Schedule Your VIP Tour
Call 423-757-7687 or click HERE to book a tour and preview available homesites.

2️⃣ Choose Your Lot + Incentives
Pick the homesite that best fits your lifestyle and select your two incentives.

3️⃣ Secure Your New Address
Lock in your spot in one of Chattanooga’s most desirable communities!


🌞 Discover Lakeside Homes for Sale in Soddy Daisy TN – Before They’re Gone

The Inlet is a one-of-a-kind community where nature meets modern living. Whether you’re relocating, upgrading, or just ready for a lifestyle change, we’re ready to welcome you home.

📞 Call 423.407.2585 to chat with a New Home Specialist today or explore more communities and floor plans available across Chattanooga.

Whether you’re relocating, upgrading, or just ready for a lifestyle change, our lakeside homes for sale in Soddy Daisy, TN, offer the perfect mix of convenience, nature, and value.

Or, explore our available communities and floor plans in the Chattanooga area.

Welcome to life at The Inlet. Come home to lakeside living.

Lakeside Homes for Sale in Soddy Daisy TN | The Inlet by Pratt2025-06-30T00:28:46+00:00

Smart Home Financing in 2025: Expert Tips to Navigate the Market with Confidence

Feeling uncertain about buying a home in 2025?

You’re not alone. Between interest rate hikes, shifting inventory, and economic headlines, it’s easy to feel stuck.

At Pratt Home Builders, we’re here to help you move forward with clarity and confidence. Whether you’re a first-time homebuyer or looking to upgrade, this guide will break down why buying a home in 2025 can still be the right move — and how to approach financing strategically.

Interest Rates 2025

Why Buying a Home in 2025 is still the Right Move

1. Build Equity — Stop Paying Someone Else’s Mortgage

Buying a home in 2025 means your money goes toward equity, not your landlord’s investment. According to LinkedIn.com, The average asking rent in the U.S. rose by $6 to $1,725, maintaining a 0.7% year-over-year growth rate. Single-family rentals hit a record high of $2,154.

Homeownership instead means that you’re building equity with every monthly payment.

Ever heard of the Smart Rent Program by Pratt Home Builders?

If you’ve been living in a Callio Property for 1 year or even 5 years, you could be eligible to earn $5000.00 towards your new Pratt home construction in the Greater Chattanooga area. Learn More Here. 

2. Waiting for Rates to Drop? You Might Wait Too Long.

Mortgage rates are expected to stay unpredictable into late 2025, per Freddie Mac. Locking in today’s rate and refinancing later often beats waiting indefinitely — especially as home prices in Chattanooga continue rising after it was named one of the best places to live by UsNews.com 

3. Take Advantage of Builder Incentives While They Last

We build new construction homes every month and oftentimes have some powerful incentives to help create peace of mind through the process.

👉 See Our Website for Any Current Offers

Expert Financing Tips for Buying a Home in 2025

✔️ Get Pre-Approved With a Local Lender

Local lenders understand the nuances of the Chattanooga market and may offer much more flexible options than national banks.

 Explore Our Trusted Financing Partners

✔️ Focus on Total Monthly Affordability

Don’t just look at home price — evaluate your complete monthly payment, including taxes, insurance, and HOA fees.

🧮 Use a Mortgage Calculator to estimate your numbers.

✔️ Watch Out for Misleading Offers

Avoid searching for or clicking on terms like:

  • “Cheap home loans”
  • “No credit check mortgage”
  • “Zero down homes no catch”

Instead, try searches like:

  • first-time buyer assistance Tennessee
  • builder-paid closing costs Chattanooga
  • affordable new construction homes Chattanooga

You’re Not Alone — We’ll Guide You Every Step

From your first question to closing day, you’ll work with our dedicated New Home Specialist who can help you explore loan options, connect with trusted lenders, and simplify the buying journey.

📞 Let’s Talk Financing 

Chattanooga Home Builder

Keep Learning With More Pratt Resources

Ready to Take the First Step?

Whether you’re months away from a move or ready to walk through homes this weekend, we’re here to help you navigate this market with confidence.

🔍 Browse Available Homes Now
📝  Schedule a Chat with our team
📍 Explore Pratt Communities Near You

Smart Home Financing in 2025: Expert Tips to Navigate the Market with Confidence2025-06-16T00:20:54+00:00

Maintenance-Free Living: Townhomes & Single-Level Homes Explained

In today’s fast-paced world, homeowners are increasingly looking for simplicity, comfort, and convenience—especially when it comes to where they live. That’s why so many are turning to single-level homes in Chattanooga for a better, easier way to live. Whether you’re an empty nester looking to downsize, a busy professional wanting less upkeep, or simply someone who values more time for travel and leisure, single-level homes in Chattanooga offer the perfect low-maintenance lifestyle solution.

At Pratt Home Builders, we offer a ‘welcome home’ solution for every lifestyle! What does maintenance-free and single-level living mean? Let’s learn a bit more about both, shall we?

Maintenance-Free Living: More Freedom, Less Worry

At its core, maintenance-free living means more freedom and less worry. Imagine a home where landscaping, lawn care, exterior maintenance, and upkeep are all taken care of for you. That’s the appeal of these thoughtfully designed communities—beautifully maintained surroundings with less responsibility on your plate.

Single-Level Living: Comfort Without Compromise

Single-level homes eliminate the need to navigate stairs daily, making them ideal for anyone looking to age in place or simply enjoy the convenience of a home where everything is on one floor.

With open-concept layouts, spacious owner’s suites, and seamless indoor-outdoor flow, these homes prioritize comfort without sacrificing style. You will also appreciate the quiet that our superior insulation provides. No noisy neighbors – just peaceful living in your beautiful Pratt home!

Pratt Home Builders: Your Partner in Carefree Living

Pratt Home Builders understands that a home should fit your lifestyle, not the other way around. That’s why we offer a diverse range of maintenance-free townhomes and single-level homes in Chattanooga designed to help you live more and stress less. KEEP IN MIND: Townhomes are also a great way to build equity. Just say NO to renting and YES to unlocking homeownership!

According to Realtor.com,while townhomes provide a practical solution for many buyers today, addressing the affordability crisis will require a multifaceted approach. The goal is to ensure that all buyers can find homes that meet their needs without breaking the bank.” Here are three standout communities where stress-free living is built into the design:

The Retreat at Oakbrook | East Brainerd
This community features single-level townhomes with elegant finishes and open floor plans. Located in the desirable East Brainerd area, The Retreat at Oakbrook is perfect for those who want to stay close to shopping, dining, and medical services—all while enjoying the ease of single-story living and low-maintenance exteriors. Want to hear from a real-life townhome owner? Listen to Mary’s story here.

Looking to move soon? We have a variety of quick move-in homes available! Skip the wait and start living the easy life sooner. Call us today at (423) 757-7687 to learn more and schedule your tour.

Nestledown | Hixson
True to its name, Nestledown is a maintenance-free townhome community that offers a peaceful, tucked-away setting in Hixson. These homes combine style and function with smart layouts, upscale finishes, and an HOA that takes care of the details, so you don’t have to. Residents enjoy walking trails, gathering spaces, and a strong sense of community. Looking to move soon? We have a variety of quick move-in homes under construction! Call us today at (423) 267-1158 to learn more and schedule your tour.

The Cottages at Brow Wood | Lookout Mountain
For those seeking a luxurious mountain retreat, The Cottages at Brow Wood will offer the best of both worlds: scenic Lookout Mountain views and the convenience of townhome living. With high-end craftsmanship, cozy outdoor living areas, and lawn and exterior maintenance (including your roof!) included, this community redefines what it means to live well. Call us today at (423) 267-1158 to learn more and join our VIP list.

Ready to Live Easy?

Maintenance-free living is more than a trend—it’s a lifestyle. And with Pratt Home Builders’ thoughtfully planned communities across the Chattanooga area, you don’t have to sacrifice beauty or location to enjoy it. Whether you’re drawn to the rolling hills of Lookout Mountain or the suburban charm of East Brainerd and Hixson, our single-level homes in Chattanooga are designed for comfort, community, and carefree living.

Explore more at PrattLiving.com and take the first step toward low-maintenance living today!

Written by: Lexie Bradshaw

Maintenance-Free Living: Townhomes & Single-Level Homes Explained2025-06-11T03:12:17+00:00

Why Chattanooga Homes for Sale Are America’s Best Kept Secret

When you think about the best places to live in the United States, your mind may go to cities like Austin, Nashville, or Denver. But there’s a gem tucked into the Appalachian Mountains that deserves your full attention—Chattanooga homes for sale are becoming one of the smartest choices for homebuyers in 2025. With its perfect blend of affordability, natural beauty, and innovation, Chattanooga is quickly becoming one of the most desirable places to live in the country. It’s no wonder Livability.com named it one of the Top 100 Places to Live in 2025. Pratt Home Builders live here, too! Pratt Home Builders offers some of the most desirable Chattanooga homes for sale. We have been building new home construction in Chattanooga for over 25 years. Everyone on the Pratt Team not only cares about thoughtfully building a lifestyle but also supporting our neighbors as well. Here’s why more homebuyers are discovering that Chattanooga is America’s best-kept secret. Tennessee living Benefits 1. Affordable Cost of Living Compared to other cities with similar amenities and lifestyle perks, Chattanooga is incredibly affordable. Tennessee has no state income tax, and property taxes are significantly lower than the national average. Whether you’re a first-time home buyer, looking to downsize, or relocating for work, your dollar stretches further in Chattanooga, making homeownership not just possible, but comfortable. 2. A City Built for Nature Lovers Chattanooga isn’t just a city near the mountains—it’s part of them. Nestled in the picturesque Appalachian Mountains and bordered by the Tennessee River, the city offers direct access to hiking, mountain biking, rock climbing, paddleboarding, and more. It’s also a leader in sustainability and green living, so much so that it was recently recognized as the first official National Park City in the U.S. Living here means you don’t have to choose between urban convenience and outdoor adventure—you get both. 3. A Strong and Diverse Job Market Once an industrial powerhouse, Chattanooga has transformed into a hub of innovation and entrepreneurship. With companies like Volkswagen, Amazon, and EPB investing heavily in the area, job opportunities span tech, logistics, manufacturing, and healthcare. The city’s “Gig City” nickname comes from its world-renowned fiber-optic internet infrastructure, making it an ideal home base for remote workers and tech startups alike. 4. Four Seasons Without the Extremes Chattanooga enjoys a mild climate with four distinct seasons, so you can watch the leaves change in the fall, enjoy cozy winters, see flowers bloom in spring, and bask in summer sunshine—all without the harsh extremes found elsewhere. 5. Southern Hospitality and Cultural Richness Chattanooga is big enough to offer museums, galleries, music venues, and a thriving culinary scene, but small enough that people still wave hello on the sidewalk. The city pulses with Southern hospitality and charm, while also boasting a rich history and a progressive, inclusive spirit. It’s home to diverse communities, excellent schools and universities, and a commitment to preserving its unique heritage. 6. A Home That Fits Your Family’s Needs Whether you’re dreaming of a new home in a family-friendly neighborhood, a low-maintenance townhome, or a peaceful retreat near the mountains, Pratt Home Builders has Chattanooga homes for sale that are a perfect fit for you. With thoughtfully designed neighborhoods throughout the greater Chattanooga area, we’re proud to offer new homes that match your lifestyle, budget, and long-term goals. 7. A Smart Investment for the Future The secret’s getting out. Chattanooga is on the rise—but it hasn’t lost its soul. The city’s continued growth in infrastructure, economic development, and quality of life makes it a wise investment for homebuyers looking for long-term value, both financially and personally. Why Wait? If you’re dreaming of a place where natural beauty meets innovation, where affordability meets opportunity, and where quality of life comes without compromise, Chattanooga is calling. It might just be the best move you ever make. At Pratt Home Builders, we’re here to help you find the perfect home in a community that fits your family’s needs today and for years to come. Ready to make the move? Explore our available communities and floor plans in the Chattanooga area, and let’s find the home that’s right for you. Or give us a call to chat at 423.830.1957. We would love to help you find the perfect place to call ‘home!’

Written by: Lexie Bradshaw

Why Chattanooga Homes for Sale Are America’s Best Kept Secret2025-06-03T19:27:08+00:00

Top 5 Family-Friendly Chattanooga Neighborhoods to Build or Buy a New Home

When finding the best neighborhoods in Chattanooga for families, Pratt Home Builders offers several standout options designed with comfort, convenience, and community. Whether you’re looking to move in quickly or build new, these five communities are some of the most sought-after, family-friendly communities in Chattanooga.

If you’re beginning your home search, take a moment to explore our available communities to see which one feels like home. Chattanooga was recently ranked as one of the Top 100 Best Places to Live in the U.S., and for good reason. With its balance of scenic beauty, modern amenities, and strong sense of community, it’s the perfect place to raise a family. Families also love that our neighborhoods include climate-conscious infrastructure, like biofiltration systems and low-impact designs, which help protect the environment while enhancing long-term livability.

Magnolia Farms – New Phase 4

Nestled in the heart of Ooltewah, Magnolia Farms has become a flagship community for families looking to embrace the best of Southern living. The newly released Phase 4 offers even more spacious homesites and exciting new home designs, but its family-focused amenities make this neighborhood shine. Wide sidewalks connect the community, encouraging evening strolls and bike rides. Kids can enjoy the resort-style pool, sports fields, and open green spaces, while parents gather under the cabana or relax on front porches with neighbors. It’s a place where kids play freely in the yard, ride scooters after school, and build lifelong friendships. Magnolia Farms captures what it means to grow up in a true community.

Magnolia Farms Chattanooga

The Trails at Freewill

For families who love to stay active, The Trails at Freewill in Cleveland is the perfect fit. This scenic community features winding walking trails, peaceful views, and homes designed with everyday family life in mind. The trails are a favorite feature for residents, from morning jogs to stroller walks. And with nearby schools, retail, and quick highway access, the location is as practical as it is peaceful.

The Farms at Creekside

This serene and charming community delivers a rural feel without sacrificing convenience. Located in North Georgia, The Farms at Creekside is ideal for families seeking privacy and extra space. Farmhouse-inspired architecture, front porches, and large yards make it feel like your private retreat. It’s a favorite for parents who want quiet evenings on the porch and for kids who love to roam and explore safely.

Bainbridge

Bainbridge offers a sophisticated take on family living. With its elevated architectural style, community green spaces, and proximity to top-tier schools, it’s a neighborhood that combines timeless design with everyday functionality. These homes were crafted with families in mind—think open layouts, smart storage, and kitchens designed by expert interior designers to help you greet the kids with breakfast at the island or bake cookies on a rainy afternoon. Memory-making moments start here.

Bainbridge Chattanooga drone image

Engel Park

Engel Park in Hixson is one of our most welcoming and accessible communities. It’s beloved for its affordability, generous home sizes, and strong sense of community. Engel Park is perfect for families who want connection, comfort, and convenience. With parks, schools, and shopping just minutes away, it’s the ideal launching pad for busy family life and a quiet retreat to come home to.

Explore Family-Friendly Living with Pratt Home Builders

Living in a Pratt community means more than owning a home. It’s a lifestyle. From resort-style pools and walkable sidewalks to climate-conscious design and expertly styled interiors, our homes are crafted for how real families live. Curious about how we’re building more sustainable, energy-efficient homes? Check out our recent article on eco-friendly home building in Chattanooga and how we’re helping families plan for the future.

Ready to start building your future with us? Call us at 423-757-7687 or browse our communities to find the neighborhood that feels like home.

Written by: Lexie Bradshaw

Top 5 Family-Friendly Chattanooga Neighborhoods to Build or Buy a New Home2025-05-12T20:38:54+00:00

Pratt Design Team Visits Shaw

Pratt pre-sale customers typically travel to Pratt Home Builders for design sessions, but our design team also travels on behalf of our customers! One of the
most fun and exciting aspects of designing a home is being able to choose among the new stylish and high-quality inventory coming into the Design Center Showroom.

Travelling for Trends

A few weeks ago, the Pratt Home Builders interior design team traveled from our design center in Chattanooga, Tennessee to Atlanta, Georgia to Shaw Contract. We were on a mission to find new and current inventory for all of our clients here at Pratt Home Builders. During the
designers’ time at Shaw, we met with our Sales Representative for the Chattanooga area to learn more about all of the new products that are coming to the market. We went over so many different types of flooring examples included engineered
hardwood, luxury vinyl plank, carpet, subway tile, and penny round tile – small applications and large – we covered it for you!

Flooring Options for Every Style

As interior designers, it is our responsibility to keep our showroom updated for clients and stay in touch with our vendors to see what is going in & out of the market. We are so excited
for these new items to come to the showroom and be able to show clients going through design as well as prospective clients! One of the greatest aspects of the construction and design field is being able to create
reliable connections through the vendors we work with. Although many would think of the design showroom here at Pratt being a “one stop shop” for clients, we have several vendors that we partner with to be able to create an unlimited design palette to walk you through.

Shaw is one of the main vendors that Pratt showcases various products from in the design showroom – examples include engineered hardwood, luxury vinyl plank, backsplash, carpet, floor tile & wall tile. These are not only options for pre-sale customers to choose from, but go-to options that our design team will curate for design market homes.

Sustainability Matters

Our team loves that Shaw has a focus on sustainability, which is shown through the materials health, circular economy to reuse and recycle product back within itself, creating a priority of cradle to cradle standards vs cradle to grave, recognizing the importance of carbon impact of their products as well as keeping diversity, equity and inclusion a priority. Shaw holds themselves to a high standard and we think highly of them for that.

We had so much fun being able to pick out new products for future clients while in Atlanta and we hope you will have the same amount of fun in the showroom designing your future new Pratt home!

Pratt Design Team Visits Shaw2024-03-18T17:18:21+00:00

Financial Matchmaking: Find the Right Loan for Your New Home Goals

by Rusty Wienk, FirstBank Mortgage

The journey of a first time home buyer can be a harrowing one.  It is a complex process and experiencing a variety of emotions along the way is completely normal.  Thank the internet for that; allowing us to spend hours looking at homes and floorplans – escaping to the dream of homeownership before we approach the reality of home buying.  While it isn’t universally true, there is no doubt the process has some nuances, and an unprepared buyer will feel overwhelmed. Luckily, some information, strategy and finding the right lending partner can go a long way in laying the foundation for making those dreams a reality. All of these contribute to confidence in your finances and therefore, other choices along the way. Consider this your guide to financial matchmaking and finding the right home for your new home goals.

Knowledge is power

Let’s start by addressing the acronyms, which find endless use in mortgage. Take a complex term and condense it to three or four letters and it makes it all simpler, right?  Wrong!!!  In this post, the following five acronyms will be used.

THB  = First-Time Home Buyer, someone who has not owned a home in the past three-years

DPA = Down Payment Assistance, funds to help cover the downpayment and/or closing costs

AMI = Area Median Income, statistical middle income for a geographic area (not the same as average)

DTI = Debt-to-Income, how much debt a person has compared to their income

LTV = Loan to Value, the percentage of a loan compared to the value of the home

Planning ahead

One challenge FTHBs face in today’s market is saving up enough for a downpayment and closing costs. The minimum down payment for a FTHB is 3% on a conventional loan.  This can be especially challenging, even with moderate income, given our recent inflation rates and home appreciation.  A FTHB does not have the advantage of rolling equity from a previous home into their next purchase, so quickly accumulating $20,000 to purchase a home is not an easy task.  Let’s face it, it is hard to save fast enough!

A second pain point for that FTHB with limited funds is finding a program.  Many DPA programs have income limits that are set by AMI. Furthermore, many programs require your income to be 80% of AMI and since it varies by location, some less densely populated counties, can be prohibitively low.  Examples include Whitfield or Murray County at $57,200!  Fortunately, the closer to a metro area you get, the more reasonable they become with 80% AMI of Catoosa, Walker, or Hamilton being $72,560.

The good news is, that if you are in that 80% AMI range, there are some excellent programs available.  Two offered by first bank are FirstStart, a conventional FTHB loan up to 105% LTV or BetterAffordable, a FTHB conventional loan up to 100% LTV.  Both of these loan programs feature Fannie Mae and Freddie Mac programs that provide lower interest rates than standard mortgages.

But what happens when you work hard, climb the “ladder,” establish good credit, pay down debt, only to find out you make too much money? Thankfully, FirstBank was still thinking of you!  We offer BetterFuture, one of the few, true no-income limit conventional FTHB loans!  We spent over half a year working with Fannie Mae and Freddie Mac, those two big quasi-governmental agencies that setup the guidelines on conventional loans, to create a product that works for all incomes. The program requires a minimum investment of $1,000, but AMI is irrelevant.

Finding the right lending partner

The bottom line is this: A good loan officer will ask the right questions, collect the right documents, and identify the right program.  But, it is helpful to be aware of the process and through the process.  Ready to get started?  Let’s talk!

Example: On a $300,000, 30-year loan with 0% down payment, the total monthly mortgage payment with a rate of 6.99%, 7.066% APR would be $1,976, taxes and insurance not included. The FirstStart Loan requires a borrower investment of $500. The BetterAffordable and BetterFuture Loan requires a borrower investment of $1,000.  The borrower investment can be used towards any closing costs, including appraisal. Application is required and subject to underwriting. Not all applicants are approved. Full documentation and property insurance required. Loan secured by a lien against your property. Fees and charges apply and may vary by product and state. Terms, conditions and restrictions apply, so call for details. FirstBank Mortgage provides a variety of loan products with different rates, payments and fees. All loans are subject to credit approval. Products and services offered by FirstBank. FirstBank Mortgage is a division of FirstBank. FirstBank Institution NMLS ID 472433.

Get Started

Ultimately, the Pratt Home Builders team is the first start place. Once you have had a Discovery Call to get ideas on the best community for you, a Pratt New Home Consultant, who are all licensed Realtors, can offer more information on the various options whether a personalized build or a designer market home is right for you, and which of their vetted lending partners is the best fit for that goal.

Financial Matchmaking: Find the Right Loan for Your New Home Goals2024-01-25T21:59:47+00:00

Exploring Cleveland, Tennessee with Pratt’s Trails at Freewill Preferred Lender

The Trails at Freewill in Cleveland, Tennessee officially opened this week with new construction single-level and two-level home plans! This community is just minutes from the interestate, off the corner of Candies Lane and Freewill Road. This community will be the first of its kind in Cleveland with a resort-style pool and pool house, as well as sidewalks and lighting throughout. We kicked off with nearly half of our first phase having site reservations, but there are plenty of opportunities to call this picturesque community home.

Just a short drive from both Chattanooga and Knoxville, Cleveland offers the big city conveniences with a small town feel. We caught up with our preferred lender, Bruce Seigel with Movement Mortgage, who also has a home in Cleveland, to learn more about getting qualified for this exciting new community and to hear more about what local adventures he recommends to customers interested in calling this location “home”.

 

The Trails at Freewill Community Logo

 

Chatting with Preferred Lender Bruce Seigel of Movement Mortgage

What are you looking forward to most about The Trails at Freewill in Cleveland? I’m excited to be a part of helping homebuyers finance a new home in a unique Cleveland subdivision that was specifically designed to facilitate Community

Why should prospective customers contact you sooner rather than later when considering a new construction home purchase? The more lead time we have the more we are able to optimize their financing package and lock in the best rate available prior to close (extended lock and lock and shop)

What are some great ways first-time home buyers can poise themselves to move forward on a new construction home at this community? Get your preapproval now!

What are some ways customers who are looking to downsize can prepare to move down to a lower maintenance, new construction home? Have a yard sale to declutter yourself from items that no longer bring you “bliss”

 

What are your favorite restaurants in the Cleveland area? Longhorn, Aubrey’s, Cheddars and Five Guys

What are your favorite outdoor adventures in the Cleveland area? The Greenway, Benton Falls/Chilhowee and Chesnut Mtn.

What do you love about the Cleveland location’s small town feel? There are plenty of big box stores for conveniences, but is small enough to be friendly

What do you like about Cleveland’s proximity to Chattanooga and Knoxville? Conveniently almost smack dab in the middle of two great cities

What else should prospective customers know about building or purchasing a new construction home with Pratt Home Builders? Simply put, Pratt is the #1 local builder for a reason and we are excited to show you why!

Exploring Cleveland, Tennessee with Pratt’s Trails at Freewill Preferred Lender2023-04-06T14:22:22+00:00

Team Spotlight: Meet our Preferred Lender, Wayne Denham

While he is not technically part of the Pratt Home Builders Team, the Pratt Process would not be complete without him. Wayne Denham is the representative for our Preferred Lender, Platinum Financial. He is always just a call away with incredibly prompt service and an incredible customer-service based attitude with a heart for making everyone with a desire to call themselves a homeowner achieve that goal.

Pratt Home Builders (PHB): Wayne, tell us about yourself.

Wayne Denham (WD): I’m Wayne and I have lived in Chattanooga my entire life, been a mortgage loan officer since 1994

 

PHB: How long have you been working with the Pratt Home Builders brand?

WD: Since 2011 when I choose Pratt to build my personal home

 

 

PHB: We love how much you’ve enjoyed your beautiful Pratt home. As a customer, what was your favorite part of the Pratt Process?

WD: I liked the process of picking out everything from the brick to the tile, we felt like you were ordering a brand new car from top to bottom

 

 

PHB: What home plan do you live in and what is your favorite thing about it?

WD: I chose to build the Azaela Hall Plan and love the high ceilings in the living room and the open feel. It’s been the perfect home plan for our family over the years and we still love both our home plan and our community.

 

 

PHB: What are your favorite things to do and places to go in the Greater Chattanooga area?

WD: The lake is my favorite getaway, best golf courses, best restaurants, walking trails, downtown

 

 

PHB: Why do you feel now is such an opportune time to buy or build new construction in the Greater Chattanooga area?

WD: If you want to get everything you want in a floor plan to fit your furniture now is the time with incredibly low interest rates and being at such a pivotal time in our market.

 

PHB: Why is getting pre-approved prior to starting your home search so important, and how can prospective homeowners get in touch with you?

WD: Getting pre-approved is good to know what the payment will be for the 30 years

 

PHB: What is your favorite part living in the Scenic City?

WD: I can be Atlanta, Nashville, Knoxville, Birmingham, in two hours, so it’s convenient for an on-the-go lifestyle, and I never get tired of the beautiful mountains you can see all over the area.

Team Spotlight: Meet our Preferred Lender, Wayne Denham2021-05-10T21:46:41+00:00

PHB Home Stories: Meet First-time homebuyer Allison White

We spoke with first-time home buyer Allison White about her what it’s like to be building and making selections for her first new construction home in the (booming) Chattanooga market.

Pratt Home Builders: Why did you feel now is the right time to buy a new construction home?

Allison: A lot of it has to do with the timing of being ready to move in.  For me, I was living alone in an apartment when the pandemic hit.  I moved in with my parents “temporarily” since I’m a pretty social person.  Living in isolation was not good for me.  Then the tornado over Easter hit my apartment as well, so I fully moved in.  With Covid still a threat, I don’t want to move back out too soon and find myself isolated like I was at the start of the pandemic, just in a bigger space!  The timeline of building fits when I am hopeful to be able to get back out in the world more comfortably.

 

PHB: Did you look at both new homes and resales? Why did you land decide on new construction instead of a resale?

Allison: I did look at what I’ve been jokingly calling “used” homes before opting on new construction.  Because of the timeline issue I mentioned before and the record low inventory in resales, I was having trouble finding what I was looking for.  Every house I saw that came close was missing at least one item on my “must have” list.  With new construction, I am able to get all my “must haves” within my budget, so it just makes the most sense for what I’m looking for and my timeline.

 

PHB: With the low inventory and competition among resales, would you expect to see new construction homes become the “new normal” in real estate”

Allison: Based on what I saw on the market, it wouldn’t surprise me.  If new construction can guarantee what you want in a home, and the price is right, I would think that would be the better option.  Unless you need a home quickly, why not build what you want?

 

PHB: Does the long warranty make you feel additional ease as a first-time buyer?

Allison: Absolutely!  It’s nice to know that I won’t have to worry about things breaking for a long time.  I’m not the most handy with home repairs, so not having to think about hiring someone to fix things is great for my piece of mind and my budget!

 

PHB: I know you mentioned you are having some special features added to your home – can you talk about those?

Allison: The features I’ve upgraded are just the things that I really want in my home such as a screened porch, a tub in the master bath, and a wall oven in the kitchen to name a few.

 

PHB: What are you most excited about when it comes to your home plan and finishes?

Allison: I’m super excited to put my touch on everything and truly make it mine.  I’m looking forward to going through the process of designing the finishes and getting to pick everything out.  As for the home plan, I love the layout and the way the home flows.  I think it will be everything I’ve been looking for in a home.  I can already imagine living in the space and using each area throughout the day.

 

PHB: Why did you choose the community/location that you landed on and what are you most looking forward to about being in the area?

Allison: I grew up just outside of Red Bank, so I was hoping to move back to the north side of town.  I was looking at homes in the Red Bank, Northshore, and Hixson areas of Chattanooga.  The location of this neighborhood is fantastic as it is close to all the places I spend regular time during the week (church, work, recreation).  I also love how close it is to the Greenway Farms area so it will be easy to go to the park frequently.  The community feels like it is in the middle of the country, but I can get to city amenities within 5 minutes.

 

PHB: What are you most looking forward to about your design process?

Allison: This is a hard question because the answer is “all of it!”.  I’ve never built a home before, but I think it will be an interesting and fun process to go through, especially since I’m not doing it on my own.  I think the design meetings will be enjoyable as I look at all the different options.  I intend to drive by the lot at least weekly to watch the progress of my home being built.

 

PHB: How do you feel about being able to have you own place to call “home” given the current unprecedented situation we are living in?

Allison: I’ve lived alone before, but always in a rented apartment.  I’m thrilled to finally be on the path to owning my home.  I love the idea that I can do anything with the space since it’s mine, even as simply as changing a wall color.  I’m also looking forward to not hearing my neighbors through the walls or ceiling!  I grew up in a neighborhood with great neighbors who cared about the community we lived in.  I’m looking forward to building that with my future neighbors as well.  I think people just care more when there is ownership.

 

PHB: How would you describe your process so far?

Allison: So far, the whole process has been pleasant and pretty easy.  A lot of that has to do with the people I’ve been working with who really know their stuff and are able to guide me through.  I’m not very far in yet, but I feel confident that it will continue to be a lovely experience based on what I’ve seen.  I have always heard horror stories about people building houses, but that has not been my experience at all!

 

PHB: Is there anything else you’d like to add?

Allison: I can’t wait to take each next step and watch the whole process take place!

 

Ready to build your new home? We can help! Visit https://prattliving.com/find-your-home/ to get started.

PHB Home Stories: Meet First-time homebuyer Allison White2021-03-25T20:10:16+00:00
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