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Cultivating Hope: Pratt Home Builders Partners with Crabtree Farms to Strengthen Chattanooga’s Local Food System

Chattanooga, TN – October 2025 – Pratt Home Builders is proud to announce a new community partnership with Crabtree Farms, supporting the Mary Navarre Moore Emerging Farmer Mentorship Program. As part of this initiative, Pratt has constructed a dedicated storage and prep space complete with running water, cold storage, and a mini processing station. This vital facility will give Chattanooga’s next generation of farmers the resources they need to thrive.

Community partnerships with most trusted home builder in Chattanooga

Why This Partnership Matters for Chattanooga

In some parts of Hamilton County, residents face limited access to fresh, healthy food. These areas- often referred to as food deserts- are at risk of losing even more resources if local grocery options close. By supporting the Emerging Farmer Mentorship Program, Pratt Home Builders is helping create long-term solutions for Chattanooga’s food insecurity.

The mentorship program, now in its second growing season, provides a 12–36 month pathway for aspiring farmers. Participants gain access to farmland, learn sustainable farm management practices, and connect with the broader Chattanooga community. Already, the program’s first cohort of farmers is making an impact on the local food system by growing and distributing fresh produce where it’s needed most.

Building More Than Homes

“At Pratt, we believe in building more than homes—we build communities,” said Nerren Pratt, Vice President of Construction at Pratt Home Builders.“Partnering with Crabtree Farms allows us to invest in the future of local farming while also supporting the health and sustainability of our community. We’re honored to play a role in creating the resources these farmers need to thrive.”

The newly built facility will serve as a central hub for the program, giving farmers a safe and efficient place to wash, store, and process their crops. This infrastructure is a game-changer for emerging farmers, allowing them to focus on growing food and building sustainable businesses.

Growing Together: Crabtree Farms’ Vision

Since its founding in 1998, Crabtree Farms has worked to cultivate a stronger and healthier food system for Chattanooga.

“Through the Emerging Farmer Mentorship Program, four aspiring farmers have access to land, tools, and resources to start their own farming journeys,” said Cherita Rice, Marketing & Communications Coordinator at Crabtree Farms. “This new space provided by Pratt Home Builders helps take our vision of sustainable farming and community development to the next level.”

For more on how food deserts affect urban areas and why local farming matters, check out this resource from the USDA on Food Access Research.

Pratt Home Builders and Crabtree Farms unite

About Pratt Home Builders

For more than 25 years, Pratt Home Builders has created over 2,700 homes across Greater Chattanooga. With a focus on expert design, personalized care, and peace of mind warranties, Pratt is committed to building quality homes and lasting relationships in the communities they serve. Learn more at www.prattliving.com.

Pictured above is a prime Pratt Home Builders community, Bainbridge Park in Ooltewah, TN

Pictured above is a prime Pratt Home Builders community, Bainbridge Park in Ooltewah, TN

About Crabtree Farms

Crabtree Farms is a Chattanooga-based nonprofit dedicated to growing a healthy, sustainable, and just food system. Through education, community engagement, and farmer mentorship, Crabtree Farms cultivates both land and people, ensuring a thriving local food culture for generations to come. Learn more at www.crabtreefarms.com.

Pictured above are volunteers and farmers at Crabtree Farms

Pictured above are volunteers and farmers at Crabtree Farms

Cultivating Hope: Pratt Home Builders Partners with Crabtree Farms to Strengthen Chattanooga’s Local Food System2025-09-30T17:23:48+00:00

The Pratt Process: How We Make Building Your New Home Simple and Enjoyable

When searching for home builders near me or new homes in Chattanooga, it can be hard to know where to start. At Pratt Home Builders, we’ve simplified the process into five easy steps so that every homeowner—from first-time buyers to families building their forever home—can feel confident and supported. With over 25 years of experience as a trusted Tennessee home builder, our mission is to make homeownership as enjoyable as it is rewarding.

Here’s what you can expect when you build with Pratt Home Builders:

1. Connect

Your journey begins with our New Home Consultants. Our in-house team is here to guide you every step of the way, helping you find the ideal community and floor plan to match your lifestyle goals. Whether you’re looking for a walkable neighborhood like Engel Park in East Brainerd or a quiet retreat with mountain views like The Cottages at Brow Wood on Lookout Mountain, our consultants will make sure you feel confident about where your journey begins.

2. Discover

Once you’ve connected with our team, it’s time to explore. With Pratt, you’ll have access to a wide selection of home plans and beautifully designed quick move-in homes. From spacious layouts perfect for families to low-maintenance living in communities like Engel Park, there’s truly something for everyone. Our goal is to help you discover the home that not only fits your needs today but will grow with you for years to come.

3. Personalize

No two families are the same—and neither should their homes be. That’s why Pratt offers a full-service Design Center experience, where you can choose everything from flooring and cabinetry to fixtures and finishes. Want to create a spa-like bathroom retreat, a gourmet kitchen, or cozy built-in shelving? Our design team makes it possible. Even if you select a quick move-in home, you’ll often still have the chance to add personal touches that make it uniquely yours.

4. Build

This is where the dream comes to life. Once your plan and finishes are set, our team of engineers, architects, and builders takes care of every detail. As trusted home builders in Chattanooga, we’re known for high-quality craftsmanship, energy-efficient construction, and a smooth building process. From groundbreaking to final walk-through, we’ll keep you informed while handling the hard work so you can relax and look forward to move-in day.

5. Move-In & Enjoy

Finally, the keys are yours! But our relationship doesn’t end at closing. Every Pratt home is backed by our exclusive Pratt Peace of Mind™ warranty program: a one-year, two-year, and ten-year warranty for maximum protection. Plus, our in-house warranty team is always available for support, ensuring you feel cared for long after move-in. It’s just one more reason why so many families trust Pratt Home Builders for their forever homes.

Experience the Pratt Difference

At Pratt, we know building a new home can feel overwhelming—that’s why we’ve made it simple, transparent, and enjoyable. From interactive floor plans to personalized design options, quick move-in homes, and a warranty that protects your investment, the Pratt Process ensures you’re supported every step of the way.

If you’re ready to explore new homes in Chattanooga or find out why families trust us as their preferred Tennessee home builders, connect with us today. Let us help you turn your dream home into reality.

The Pratt Process: How We Make Building Your New Home Simple and Enjoyable2025-09-26T19:06:30+00:00

Semi-Custom vs. Move-In Ready Homes: Which is Right for You?

When you’re ready to purchase your dream home in the Greater Chattanooga area, one of the first decisions you’ll face is whether to choose a semi-custom home or a move-in ready home. Both options offer unique benefits depending on your lifestyle, timeline, and preferences. At Pratt Home Builders, we’ve been helping families find and build homes they love for decades—and we’re here to guide you through the process with expertise and care.

What is a Semi-Custom Home?

A semi-custom home in Chattanooga allows you to personalize your floor plan and finishes while still benefiting from a streamlined building process. With Pratt’s thoughtful home designs as the foundation, you’ll have the freedom to choose features such as:

  • Flooring, cabinetry, and countertops
  • Lighting and fixtures
  • Paint colors and trim details
  • Optional upgrades for outdoor living spaces

This option is ideal for homeowners who want a say in the design and finishes but don’t necessarily want the longer timeline or higher costs associated with a fully custom build.

Explore our semi-custom home floor plans here.

What is a Move-In Ready Home?

A move-in ready home in Chattanooga is built and waiting for you to enjoy right away. Think of it as the no-stress path to homeownership—perfect if you want:

  • A quicker move-in timeline
  • Fewer decisions during the buying process
  • The peace of mind of knowing exactly what the home will look like before you move in

Ready When You Are

Move in faster and smarter. Each Pratt Quick Move-In Home already includes thousands of dollars in premium upgrades, all hand-picked by our talented interior designers. That means everything flows beautifully—from the floors under your feet to the lighting that sets the mood. You don’t have to worry about coordinating colors or picking fixtures—we’ve taken care of the details for you.

These new construction homes with designer upgrades in Chattanooga are not only stunning, they’re an incredible value. The design is done, the details are perfect, and the price is set—so you can simply focus on moving in and making it yours.

See available quick move-in homes in Chattanooga here.

New construction move-in ready homes Chattanooga

Semi-Custom vs. Move-In Ready: Which is Right for You?

When choosing between semi-custom and move-in ready, consider your:

Timeline

  • Semi-Custom: Best if you have time to wait for construction and want to personalize.
  • Move-In Ready: Ideal if you need to relocate quickly or don’t want to wait for build time.

Budget

  • Semi-Custom: Offers flexibility with upgrades and finishes but may impact final cost.
  • Move-In Ready: Set price upfront, making it easier to plan your budget.

Lifestyle

  • Semi-Custom: Perfect for homeowners who enjoy being part of the design journey.
  • Move-In Ready: Great for busy families or first-time buyers looking for convenience.

Why Choose Pratt Home Builders?

We Build Where We Live. For more than 25 years, Pratt Home Builders has created over 2700 homes across Greater Chattanooga with one unmatched advantage: we live here too. We don’t just build homes. We care more, because this is our home too. With our expert design team, personalized care, and peace of mind warranty, you’ll enjoy a smooth Pratt Process built on clear communication and local expertise.

Whether you’re considering a semi-custom home in Ooltewah or a move-in ready home in Downtown Chattanooga, Pratt Home Builders is here to help. Our team combines decades of experience with a passion for building homes that truly fit your lifestyle.

Contact us today to schedule a tour or consultation here.

New construction 3 bedroom, 3 bathroom Pratt homes now selling in Chattanooga

Final Thoughts

The decision between a semi-custom and move-in ready home ultimately comes down to your priorities. Do you want the joy of personalizing your home, or the convenience of moving in right away? No matter your choice, Pratt Home Builders is ready to walk alongside you every step of the way. Explore all of your options today at prattliving.com OR call us directly at (423) 757-7687.

Homes for sale in Chattanooga
Semi-custom home builders Chattanooga
Semi-Custom vs. Move-In Ready Homes: Which is Right for You?2025-09-30T13:23:10+00:00

Moving to Chattanooga? A Complete New Homebuyer’s Guide for 2025

If you’re searching for new homes in Chattanooga, TN, you’re not alone. The Scenic City continues to attract families, retirees, and young professionals looking for a balance of affordability, lifestyle, and opportunity. Whether you’re relocating for work, seeking top-rated schools, or craving easy access to outdoor adventures, this Chattanooga homebuyer’s guide will help you find the perfect fit.

Why Buy a New Home in Greater Chattanooga?

Chattanooga is consistently ranked among the best places to live in the Southeast. With its vibrant downtown, growing job market, and strong sense of community, buyers are discovering that this city offers more than just beautiful scenery—it’s a place to put down roots.

At Pratt Home Builders, we’ve been building thoughtfully planned communities across Hamilton County and beyond since 1998. Our goal? To help you find not just a house, but a lifestyle.

Top Chattanooga Neighborhoods for New Homebuyers

When deciding where to buy in the Greater Chattanooga area, location matters. Each community offers unique benefits, from quick downtown commutes to outdoor escapes:

  • Hixson, TN – High walkability and just 10 minutes from downtown Chattanooga. Great for families who want convenience and schools averaging 7/10.

  • Ooltewah, TN – Known for highly rated schools (9/10) and family-friendly amenities. About 20–25 minutes from downtown.

  • Signal Mountain, TN – Perfect for buyers seeking outdoor access and top-rated schools (9/10), with only a 25-minute drive into the city.

  • Cleveland, TN – Offers a balance of affordability and convenience, about 30–35 minutes from Chattanooga

(See the comparison chart on page 5 of our guide for commute times, school ratings, and walkability scores in Pratt Homebuyer’s Guide)

new construction homes selling now Chattanooga.

Shown above: Magnolia Farms, a Pool and Cabana Community with New Pratt Homes for Sale in a Prime Location.

Lifestyle Highlights for Chattanooga Homebuyers

Living in a Pratt Home Builders community means you’ll be surrounded by Chattanooga’s best lifestyle perks:

Tools for Relocating to Chattanooga

If you’re planning a move, here are some helpful steps to make your transition smooth:

Why Choose Pratt Home Builders? We Build Where We Live

For more than 27 years, Pratt Home Builders has created over 2700 homes across Greater Chattanooga with one unmatched advantage: we live here too. We don’t just build homes. We care more, because this is our home too. We provide:

  • Thoughtfully located communities in the Greater Chattanooga area
  • A transparent and supportive buying process with expert care
  • Our exclusive Peace of Mind Warranty (1, 2 & 10-year coverage)
New semi-custom homes for sale Greater Chattanooga
Quick move-in homes for sale Chattanooga

When you choose Pratt, you’re not just buying a home—you’re joining a community.

Ready to explore? Visit PrattLiving.com or call (423) 757-8657 to schedule your tour today!

Moving to Chattanooga? A Complete New Homebuyer’s Guide for 20252025-09-30T13:23:18+00:00

Signature Design Features That Set Pratt Home Builders Apart All Year Long

When it comes to building a new home that’s as functional as it is beautiful, Pratt Home Builders has become Chattanooga’s trusted name in residential construction. With decades of experience and a deep commitment to craftsmanship, we understand that a house is more than just a structure—it’s the backdrop to your life, your gatherings, and your everyday moments.

That’s why our new homes are thoughtfully designed with year-round comfort, timeless style, and practical elegance in mind.

Home Design Features That Define Us

At Pratt, we offer something for everyone—from growing families to empty nesters, first-time buyers to seasoned homeowners. What truly sets us apart is our attention to detail and our signature home design features that bring lasting value and daily enjoyment.

Think open-concept kitchens perfect for entertaining, oversized windows that flood your home with natural light, and indoor-outdoor living spaces that make every season enjoyable. From cozy winter gatherings by the fireplace to summer evenings on your covered porch, our new homes are built to fit the rhythm of real life—every season, every stage.

Personalize Your New Home in Our Design Center

Our Design Center experience is where your dream home comes to life. Here, you’ll choose from premium materials and finishes from trusted brands like:

Whether you’re dreaming of a spa-like bathroom retreat or a gourmet kitchen with a statement island, our home design team helps you select finishes that balance beauty with everyday functionality.

Want to see how it all comes together? Check out our Pratt Home Builders YouTube Channel for design tips and walkthroughs of our model homes.

Built for Tennessee Living – Energy Efficiency Included

Seasonal living in Tennessee means your new home needs to be versatile and efficient. Every Pratt home is built with ENERGY STAR® certified features for superior energy efficiency—helping you save money on utilities while reducing your environmental footprint.

We incorporate smart floor plans, flexible spaces, and details like mudrooms, drop zones, and built-in storage to make daily life easier. Plus, our insulation, roofing systems, and windows work together to keep your home comfortable year-round.

Find the Perfect Pratt Homes Community

With communities throughout the Chattanooga area, you’ll find the perfect neighborhood for your lifestyle:

  • Bainbridge (Ooltewah) – Scenic beauty, generous homesites, and a convenient location
  • Engel Park (East Brainerd) – Close to shopping, dining, and downtown Chattanooga
  • The Inlet (Soddy Daisy) – Spacious wooded homesites just minutes from Chickamauga Lake

For a peek into 2025 home design trends, check out our feature in NOOGAtoday.

No matter your style—modern farmhouse, craftsman, traditional, or transitional—Pratt Home Builders offers a wide variety of elevations, layouts, and finishes to create a new home that feels uniquely yours. It’s all part of our commitment to helping homeowners not only find a house, but truly love where they live, all year long.

Ready to start your journey? Explore our communities and contact us today or give us a call at 423.529.5839 to learn more about building with Pratt Home Builders.

Signature Design Features That Set Pratt Home Builders Apart All Year Long2025-09-19T12:12:43+00:00

New Homes Designed for Aging in Place – Thoughtful Features for Every Stage of Life

At Pratt Home Builders, we believe your home should evolve with your lifestyle—offering comfort today and flexibility for the future. That’s why many of our new homes in Chattanooga are thoughtfully crafted with aging in place in mind. From wider doorways to zero-entry showers, our homes are built for long-term living, independence, and ease.

Future-Ready Design for Real Life

Our homes aren’t just beautiful—they’re smart. Features like open floor plans, main-level living, and step-free entries make everyday movement simpler and more accessible. Whether you’re managing a stroller, a wheelchair, or simply planning ahead, our designs remove unnecessary obstacles and add lasting value.

“Easy Living” Isn’t Just a Trend — It’s the New Standard

Melissa Cervin, Vice President of Marketing at Lombardo Homes, says it best:

“Townhomes are not just about affordability. Today, homebuyers are drawn to the low-maintenance lifestyle. This shift reflects a growing demand for convenience and flexibility.”

At Pratt, we embrace that philosophy—offering low-maintenance townhomes that minimize yard work and maximize freedom.

Designed for Aging in Place

We make it easier to stay in your home longer. Small but important features make a big difference:

  • Wider doors and hallways

  • Zero-entry, walk-in showers

  • Lever-style door handles

  • Ample lighting and fewer stairs

  • Flexible spaces that adapt with your needs

These details support comfort, safety, and long-term independence.

Communities That Support Your Lifestyle

We offer multiple new home communities in the Chattanooga area that are ideal for forward-thinking buyers. Whether you choose:

…you’ll find peaceful surroundings, walking trails, community spaces, and a sense of connection that supports both health and happiness.

Built for Comfort, Designed for Life

Choosing a Pratt home means investing in a future-proof lifestyle. We prioritize timeless design, low-maintenance living, and smart layouts that work now and later. Our homes aren’t just places to live—they’re places to thrive.

Find Your Forever Home with Pratt

Ready to find a home that grows with you? Explore our new homes designed for aging in place at PrattLiving.com, or schedule a visit by calling (423) 657-8965 to tour our thoughtfully crafted plans in person.

New Homes Designed for Aging in Place – Thoughtful Features for Every Stage of Life2025-08-07T00:40:50+00:00

Low-Maintenance Living for Busy Professionals and Growing Families: Discover the Pratt Townhome Advantage

In today’s fast-paced world, low-maintenance living isn’t just a perk—it’s a priority. Whether you’re a busy professional juggling work and travel, or a growing family seeking simplicity and safety, a Pratt Home Builders townhome may be the smart, stylish, and surprisingly affordable answer you’ve been looking for.

Why More Buyers Are Choosing Townhomes Over Traditional Homes

For many, the idea of owning a home without the hassle of constant upkeep is a dream come true. At Pratt Home Builders, our townhomes offer the freedom of homeownership—without all of the chores that come with it. No more mowing the lawn on weekends. That’s right: our communities are designed with maintenance-free or low-maintenance exteriors, so you can enjoy your time how you want—not behind a weed trimmer.

If you’re tired of renting but feel overwhelmed by the responsibilities of a larger home, our townhomes offer the best of both worlds: affordability, flexibility, and freedom.

new affordable, move-in ready townhome Ooltewah, TN for sale

Features Designed for the Way You Live

Whether you’re a young buyer looking to build equity or a small family planning your next chapter, our thoughtfully designed townhomes combine stunning finishes, comfort, efficiency, and long-term peace of mind.

safe community with outdoor space

Low Maintenance, High Style

Say goodbye to yard work and exterior upkeep. With professional landscaping, durable finishes, and HOA-managed exteriors, you get a pristine, beautiful neighborhood with zero stress.

Safe, Quiet, and Built to Last

Every Pratt townhome features sound-resistant walls and fire-resistant construction—so you can relax and enjoy peace and quiet, even in a bustling community. It’s the kind of security and serenity that renters rarely experience.

Functional, Flexible Layouts

Our designs maximize space without waste. Think wide 36” doors for easy moving, spacious laundry rooms, and step-free showers that offer beauty and function—perfect for families and future-minded professionals alike.

Bright Kitchens, Thoughtful Finishes

Modern cabinetry, under-cabinet lighting, and open-concept layouts create the kind of space that’s perfect for meal prep, morning coffee, or entertaining friends after work.

Budget-Friendly Without Compromise

Townhomes from Pratt Home Builders are priced to be approachable—ideal for first-time buyers, young couples, or professionals who want to own, not rent.

Buying your first home? Our townhomes are often more affordable than rent—and with incentives like 3 years of HOA fees included or fixed-rate financing, the value is unbeatable.

Thinking long-term? Skip the endless rent checks and start building equity in a safe, stable, beautifully crafted community.

Real Freedom for Real Life

You’ve got meetings to run, kids to raise, vacations to plan, and dreams to chase. Shouldn’t your home support that? According to KeyRenter.com, “buying a home can be a significant step towards building equity and can potentially offer stability and freedom to customize your living space.” With a Pratt Home Builders townhome, you’re choosing a life of flexibility, financial wisdom, and freedom from weekend chores. You’re choosing a place where your lifestyle is celebrated and your investment grows.

Townhome Communities You’ll Love

We build in some of the Greater Chattanooga area’s most desirable neighborhoods, with easy access to downtown, top rated schools, parks, shopping, and commuting routes—because convenience matters as much as comfort.

Want to see what low-maintenance living really looks like?

Check out our latest listings:
Browse Available Townhomes 

Schedule a Tour Today

Explore Floor Plans and Pricing

office space in single family home available now, two car garage, great schools

Helpful Resources

Ready to Take the Next Step?

Don’t settle for renting. Don’t overextend on a big house you don’t need. Let us help you find your perfect townhome match—a place that meets your needs now and grows with you into the future.

Call us today at 423-757-7687 or
 Schedule your tour online now!

Low-Maintenance Living for Busy Professionals and Growing Families: Discover the Pratt Townhome Advantage2025-07-23T19:26:52+00:00

Lakeside Homes for Sale in Soddy Daisy TN | The Inlet by Pratt

Are you dreaming of life near the water with the best of nature and convenience at your fingertips? Lakeside homes for sale in Soddy Daisy, TN, are now available at The Inlet, a new community by Pratt Home Builders, offers an exclusive opportunity to own a stunning lakeside homesite in Soddy Daisy, TN – just minutes from Chickamauga Lake and only a short drive to downtown Chattanooga.

Whether you love cycling, boating, fishing, or hiking, The Inlet puts outdoor adventure right outside your door.

Why You’ll Love These Lakeside Homes for Sale in Soddy Daisy TN

Located off Hwy 27, The Inlet offers lakeside homes for sale in Soddy Daisy, TN, where wooded homesites and resort-style amenities come together in a peaceful community setting. This neighborhood is ideal for families, empty nesters, and everyone in between.

Nearby Favorites Include:

  • 🚗 Easy access to Hwy 27

  • 🍤 Steve’s Landing Waterfront Grill

  • ⚓️ Harbor Lights Marina & 🚤 Pine Harbor Marina

  • 🛝 Chester Frost Park – boat ramps, beaches & picnic spots

Click to SEE MORE HERE >>

Homes Designed for Comfort and Lifestyle

At The Inlet, you’ll find thoughtfully crafted one and two-story homes starting in the mid-$400s. Spacious lots accommodate options like three-car garages—perfect for storing a boat or other toys! Homes also feature:

✅ Granite countertops
✅ Hardwood flooring in main areas
✅ Tile in baths and laundry
✅ Welcoming patios
✅ Private, wooded backyards

Plus, enjoy access to community-exclusive amenities:

  • A resort-style pool

  • Cabana & pickleball courts

  • Playgrounds perfect for grandkids


🎉 VIP Buyer Incentives – Limited to Just 8 Early Homesites

We’re offering only 8 VIP opportunities for early access to Phase 4 homesites at The Inlet. As a VIP buyer, you can choose TWO of the following incentives—a total of up to $25,000 in savings:

🎨 Up to $15,000 in Design Studio Credit – Personalize your dream home
💰 Up to $10,000 Toward Rate Buy-Down – Lower your mortgage payments
📝 $10,000 Toward Closing Costs – Save big at the finish line

*Disclaimer: Offer valid for a limited time or to the first 8 homesite sales in Phase 4 at The Inlet, whichever comes first. Buyer may choose two of the following: $15,000 in Design Studio credit, $10,000 toward rate buy down, or $10,000 toward closing costs. Must use a Pratt Home Builders preferred lender if financing. Offer cannot be combined with other promotions and is subject to change without notice. Additional terms and restrictions apply. Previous sales do not apply. See a New Home Specialist for details.


🔑 How to Reserve Your Homesite – It’s Simple!

1️⃣ Schedule Your VIP Tour
Call 423-757-7687 or click HERE to book a tour and preview available homesites.

2️⃣ Choose Your Lot + Incentives
Pick the homesite that best fits your lifestyle and select your two incentives.

3️⃣ Secure Your New Address
Lock in your spot in one of Chattanooga’s most desirable communities!


🌞 Discover Lakeside Homes for Sale in Soddy Daisy TN – Before They’re Gone

The Inlet is a one-of-a-kind community where nature meets modern living. Whether you’re relocating, upgrading, or just ready for a lifestyle change, we’re ready to welcome you home.

📞 Call 423.407.2585 to chat with a New Home Specialist today or explore more communities and floor plans available across Chattanooga.

Whether you’re relocating, upgrading, or just ready for a lifestyle change, our lakeside homes for sale in Soddy Daisy, TN, offer the perfect mix of convenience, nature, and value.

Or, explore our available communities and floor plans in the Chattanooga area.

Welcome to life at The Inlet. Come home to lakeside living.

Lakeside Homes for Sale in Soddy Daisy TN | The Inlet by Pratt2025-09-19T12:13:10+00:00

Smart Home Financing in 2025: Expert Tips to Navigate the Market with Confidence

Feeling uncertain about buying a home in 2025?

You’re not alone. Between interest rate hikes, shifting inventory, and economic headlines, it’s easy to feel stuck.

At Pratt Home Builders, we’re here to help you move forward with clarity and confidence. Whether you’re a first-time homebuyer or looking to upgrade, this guide will break down why buying a home in 2025 can still be the right move — and how to approach financing strategically.

Interest Rates 2025

Why Buying a Home in 2025 is still the Right Move

1. Build Equity — Stop Paying Someone Else’s Mortgage

Buying a home in 2025 means your money goes toward equity, not your landlord’s investment. According to LinkedIn.com, The average asking rent in the U.S. rose by $6 to $1,725, maintaining a 0.7% year-over-year growth rate. Single-family rentals hit a record high of $2,154.

Homeownership instead means that you’re building equity with every monthly payment.

Ever heard of the Smart Rent Program by Pratt Home Builders?

If you’ve been living in a Callio Property for 1 year or even 5 years, you could be eligible to earn $5000.00 towards your new Pratt home construction in the Greater Chattanooga area. Learn More Here. 

2. Waiting for Rates to Drop? You Might Wait Too Long.

Mortgage rates are expected to stay unpredictable into late 2025, per Freddie Mac. Locking in today’s rate and refinancing later often beats waiting indefinitely — especially as home prices in Chattanooga continue rising after it was named one of the best places to live by UsNews.com 

3. Take Advantage of Builder Incentives While They Last

We build new construction homes every month and oftentimes have some powerful incentives to help create peace of mind through the process.

👉 See Our Website for Any Current Offers

Expert Financing Tips for Buying a Home in 2025

✔️ Get Pre-Approved With a Local Lender

Local lenders understand the nuances of the Chattanooga market and may offer much more flexible options than national banks.

 Explore Our Trusted Financing Partners

✔️ Focus on Total Monthly Affordability

Don’t just look at home price — evaluate your complete monthly payment, including taxes, insurance, and HOA fees.

🧮 Use a Mortgage Calculator to estimate your numbers.

✔️ Watch Out for Misleading Offers

Avoid searching for or clicking on terms like:

  • “Cheap home loans”
  • “No credit check mortgage”
  • “Zero down homes no catch”

Instead, try searches like:

  • first-time buyer assistance Tennessee
  • builder-paid closing costs Chattanooga
  • affordable new construction homes Chattanooga

You’re Not Alone — We’ll Guide You Every Step

From your first question to closing day, you’ll work with our dedicated New Home Specialist who can help you explore loan options, connect with trusted lenders, and simplify the buying journey.

📞 Let’s Talk Financing 

Chattanooga Home Builder

Keep Learning With More Pratt Resources

Ready to Take the First Step?

Whether you’re months away from a move or ready to walk through homes this weekend, we’re here to help you navigate this market with confidence.

🔍 Browse Available Homes Now
📝  Schedule a Chat with our team
📍 Explore Pratt Communities Near You

Smart Home Financing in 2025: Expert Tips to Navigate the Market with Confidence2025-06-16T00:20:54+00:00

New Construction Homes Chattanooga: Tour Stunning Move-In Ready Homes This Summer

Around our Pratt communities, summertime is in full effect! Neighbors and friends are gathering poolside, the smell of backyard grilling is in the air, and families are out and about riding bikes, taking walks, and enjoying the summer sun.

If you’re shopping for new construction homes in Chattanooga, this is your moment to explore stylish, move-in-ready homes during our Summer Open House event.

Our Pratt owners love where we live! During the Great Summer House Hunt event, you’ll have the chance to explore three beautiful new construction homes in Chattanooga and North Georgia. These homes are AVAILABLE NOW – so you too can get in on some Pratt summer fun!

Come, find your new home address!
Sunday, June 22nd from 2-5 pm.

The Hawthorne at Fields at Huntley Meadows
Spacious Living for Growing Families!
Map It: 359 Winchester Drive, Fort Oglethorpe, GA 30741
2,311 Square Feet | 4 Beds | 3 Baths
$434,900
Learn More Here!

Near the TN/GA line, Fields at Huntley Meadows offers convenience to Chattanooga with the perks of a small-town feel! This North Georgia location offers proximity to shopping, restaurants, hiking, biking, and more! If your family is growing, this floor plan offers all the space you need! You will love the great school district, too!

The Iris at The Retreat at Oakbrook
Low-Maintenance Living with Style!
Map It: 1699 Whisper Winds Ln, Ooltewah, TN 37363
1,543 Square Feet | 2 Beds | 2 Baths
$369,900
Learn More Here!

The Retreat at Oakbrook is a thoughtfully designed community with new construction homes in Chattanooga’s Ooltewah area. Featuring stylish, single-level townhomes, this low-maintenance community includes landscaping, extra insulation, and wider doorways for accessibility. Perfect for those seeking low-maintenance or aging-in-place options. Check out what Mary has to say about life at The Retreat HERE.

THE EMORY at Bainbridge
Custom Finishes at Its Finest!
Map It: 8918 Knolling Loop, Ooltewah, TN 37363
2,099 Square Feet | 3 Beds | 3 Baths
$479,900
Learn More HERE!

Single-level and two-story home plans in Bainbridge begin in the mid $400s. And the Ooltewah location can’t be beat- You’re 25 minutes from downtown Chattanooga and five minutes from Cambridge Square. Great local restaurants, shopping, and entertainment are right around the corner! Enjoy the community pool and picnic cabana, sidewalks throughout, the playground, plus green space for wi3le ball, kickball, and outdoor fun!

Check out what Dawn has to say about Bainbridge HERE.

Incentives Await…

Attending has perks – for buyers AND realtors!

  • Homebuyers get a $2,000 appliance credit when they attend and purchase within 30 days.

  • Realtors get $2,500 when attending with a client who purchases within 60 days.

At Pratt Home Builders, we’re here to help you find a new construction home in Chattanooga that fits your needs today and in the future. If you’re ready to make the move, join us for The Great Summer House Hunt! Or, explore our available communities and floor plans in the Chattanooga area.

Let’s find the home that’s right for you. Give us a call to chat at 423.830.1957! We would love to help you find the perfect place to call ‘home!’

Written by: Lexie Bradshaw

New Construction Homes Chattanooga: Tour Stunning Move-In Ready Homes This Summer2025-09-19T12:15:54+00:00
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